Legal Information

Privacy Policy

Last updated: July 1, 2026

1. Who We Are

Novum Academy ("we", "us", "our") operates the website novumacademy.com and provides digital educational content including online courses, e-books, and digital guides. For any privacy-related inquiries, contact us at support@novumacademysrl.com.

2. What Data We Collect

We may collect the following personal data when you interact with our platform:

• Name and email address (when you contact us or purchase a product)
• Payment information (processed securely by third-party payment providers — we do not store card details)
• Usage data and browsing behavior (via cookies and analytics tools)
• IP address and device/browser type

3. How We Use Your Data

• To deliver purchased courses, e-books, and digital products
• To communicate with you regarding your order or support requests
• To improve our platform and content offering
• To comply with legal obligations

4. Data Sharing

We do not sell or rent your personal data. We may share data with trusted third-party service providers (e.g., payment processors, email services) solely to operate our platform, under strict confidentiality agreements.

5. Data Retention

We retain your personal data only as long as necessary to fulfill the purposes outlined in this policy or as required by law.

6. Your Rights

You have the right to access, correct, or delete your personal data. To exercise these rights, email support@novumacademysrl.com.

Terms & Conditions

Last updated: July 1, 2026

1. Acceptance of Terms

By accessing or using Novum Academy's website and purchasing any digital product, you agree to be bound by these Terms & Conditions. If you do not agree, do not use our platform.

2. Products & Services

Novum Academy offers digital educational products including online courses, e-books, and practical guides. All products are delivered digitally and are available immediately upon confirmed payment.

3. License & Permitted Use

Upon purchase, you receive a non-exclusive, non-transferable, personal-use license to access the content. You may not:

• Share, resell, or redistribute any purchased content
• Copy or reproduce materials for commercial purposes
• Upload content to third-party platforms without written permission

4. Payments

All prices are listed in EUR (€). Payments are processed securely via our payment partners. Novum Academy does not store payment card information.

5. Intellectual Property

All content, trademarks, and materials on this platform are the intellectual property of Novum Academy and may not be used without prior written consent.

6. Modifications

We reserve the right to update these Terms at any time. Continued use of the platform after changes constitutes acceptance of the updated Terms.

7. Contact

For any questions regarding these Terms, contact us at support@novumacademysrl.com.

Cookie Policy

Last updated: July 1, 2026

1. What Are Cookies

Cookies are small text files placed on your device when you visit a website. They help us provide a better experience by remembering your preferences and analyzing how our site is used.

2. Types of Cookies We Use

• Essential cookies: Required for the website to function correctly (e.g., session management).
• Analytics cookies: Help us understand how visitors interact with the site (e.g., Google Analytics).
• Marketing cookies: Used to show relevant content and track campaign effectiveness.

3. Managing Cookies

You can control or disable cookies through your browser settings. Note that disabling certain cookies may affect site functionality. You may also opt out of analytics tracking by adjusting your browser preferences.

4. Third-Party Cookies

Some third-party services integrated on our platform (e.g., payment processors, video players) may set their own cookies. These are governed by their respective privacy policies.

Refund Policy

Last updated: July 1, 2026

1. Digital Products

Due to the nature of digital products, all sales are generally final once the product has been delivered or accessed. We encourage you to review all product descriptions carefully before purchasing.

2. Eligibility for Refund

Refunds may be considered in the following circumstances:

• The product was not delivered due to a technical error on our side
• The product was materially different from its description
• The request is made within 7 days of purchase and the content has not been accessed

3. Non-Refundable Cases

• Content that has been downloaded or accessed
• Change of mind after purchase
• Requests made more than 7 days after purchase

4. How to Request a Refund

To request a refund, email support@novumacademysrl.com with your order details and reason for the request. We will respond within 5 business days.

GDPR Compliance

Last updated: July 1, 2026

1. Scope

This section applies to users in the European Economic Area (EEA). Novum Academy is committed to complying with the General Data Protection Regulation (GDPR — Regulation EU 2016/679).

2. Legal Basis for Processing

We process your personal data under the following legal bases:

• Contract: To fulfill your purchase and deliver digital products
• Legitimate interest: To improve our services and communicate with users
• Consent: For marketing communications (you may withdraw at any time)
• Legal obligation: To comply with applicable laws and regulations

3. Your GDPR Rights

Under GDPR, you have the following rights:

• Right of access: Request a copy of the personal data we hold about you
• Right to rectification: Request correction of inaccurate data
• Right to erasure: Request deletion of your personal data ("right to be forgotten")
• Right to restrict processing: Ask us to limit how we use your data
• Right to data portability: Receive your data in a structured, machine-readable format
• Right to object: Object to processing based on legitimate interests or for direct marketing

4. Data Transfers

Where personal data is transferred outside the EEA, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses approved by the European Commission.

5. Contact & Complaints

To exercise your rights or raise a concern, contact us at support@novumacademysrl.com. You also have the right to lodge a complaint with your local data protection authority.

Disclaimer

Last updated: July 1, 2026

1. Educational Purpose Only

All content provided by Novum Academy — including courses, e-books, guides, and any other digital materials — is intended for educational and informational purposes only. It does not constitute professional advice (financial, legal, medical, or otherwise).

2. No Guarantee of Results

While we strive to provide high-quality, accurate, and up-to-date content, Novum Academy makes no warranties or guarantees regarding specific outcomes, earnings, career advancements, or results that may be achieved by users of our materials.

3. Financial Content

Content related to financial independence, investing, or budgeting is for general informational purposes only and should not be construed as financial advice. Always consult a qualified financial advisor before making investment decisions.

4. Accuracy of Information

We make every effort to keep our content accurate and current. However, we do not guarantee that information is free from errors, omissions, or that it reflects the most recent developments in any given field.

5. External Links

Our platform may contain links to third-party websites. Novum Academy is not responsible for the content, accuracy, or privacy practices of those sites.

6. Limitation of Liability

To the fullest extent permitted by law, Novum Academy shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our platform or digital products.